871 S Mathilda Dr #246
Saratoga Springs, UT 84045
MLS #2132234

Townhouse for Sale

**2.99% rate opportunity + refrigerator & blinds included + up to 3% toward closing costs** (with preferred lender First Colony Mortgage, subject to qualification). Move-in ready Oxley townhome at Beacon Pointe in Saratoga Springs by Destination Homes, offering approximately 2,364 sq. ft. with 3 bedrooms, 2 bathrooms, a 2-car garage, and a full unfinished basement with room for future expansion. The open-concept layout features a quartz kitchen, stainless steel appliances, and spacious living areas filled with natural light, along with a vaulted primary suite including a walk-in closet and spa-style bath. Enjoy low-maintenance living with HOA-included fiber internet, landscaping, and snow removal, plus community amenities such as a pool, pickleball courts, parks, and scenic walking trails. Conveniently located near Utah Lake, shopping, dining, and major commuter routes; for location reference, the community is situated near a well-known Saratoga Springs landmark (commonly referred to as the Saratoga Springs Temple). Incentives and terms vary. Current figures as of 4/24/2026 are for illustrative purposes only and are subject to change without notice. Actual rates, APR, payments, and terms vary based on borrower qualifications, property characteristics, and loan features. Conventional 7/6 ARM with a 2-1 temporary buydown paid by the seller. During the first 24 months, the borrower's principal and interest (P&I) payment is reduced using seller-paid buydown funds; beginning in month 25, payments are calculated using the full note rate of 4.99% (APR 6.012%). The interest rate is fixed for the first 7 years and may adjust every 6 months thereafter based on the applicable index and margin. The interest rate and payment may increase after consummation. Not all applicants will qualify. Additional terms and conditions apply. This is not a commitment to lend. photos may include staged or similar homes, and square footage is approximate.